Debt Recovery Costs UK | No Win, No Fee Pricing | HK
Clear commercial debt recovery pricing

Recover Your B2B Debt on a Genuine No Win, No Fee Basis

Start with a free assessment. We'll review your case, explain the most appropriate recovery route and confirm all fees before any work begins.

No setup fee
If we do not recover, you do not pay commission
Fees agreed before action
No escalation without approval
You do not need to choose a recovery route first. Send us the debt and we will assess the case, explain the recommended next step and confirm the applicable fees.
Pricing at a glance

You only pay our general collection fee when money is recovered

We assess the debt first, avoid unnecessary upfront cost and link our general collection fee to successful recovery.

Genuine no win, no fee

If we do not recover, you do not pay commission

If general collection activity does not recover money for you, no recovery commission is payable.

Free assessment

We assess the debt before recommending action

We review the debt, debtor position, evidence, potential distress and realistic recovery routes before recommending action.

Check recovery viability →
Clear fee agreement

You know the commission before we begin

We agree the applicable recovery commission before collection activity starts, so you know the commercial position from the outset.

Controlled escalation

Nothing formal starts without your approval

We do not progress letters, court action, enforcement or insolvency-related routes without first explaining the position and obtaining your approval.

Review escalation costs →
General collection commission

What you pay for general collection work

You are not charged simply because we open a file, review documents, create an account or carry out routine collection activity.

For general business debt recovery, the agreed commission is payable from money successfully recovered. We confirm the rate before action begins, based on the circumstances of your case.

  • No setup fee to submit the debt
  • No administration fee for opening the case
  • No routine charge for telephone and written collection activity
  • No recovery commission if no money is recovered through general collections
  • The applicable commission is agreed before we begin
Debt value The amount owed may affect the proportionate commission structure.
Debt complexity Disputes, missing evidence, age and account history can affect recovery work.
Debtor position Trading status, distress indicators and likely recovery route are considered.
Why we do not display one fixed commission rate

A recently overdue invoice owed by an active business is different from an aged, disputed or distressed debt. The free assessment lets us propose a proportionate fee and route rather than apply a generic one-size-fits-all price.

VAT: Where applicable, VAT will be charged at the prevailing rate. Any applicable VAT will be clearly identified and agreed before recovery activity begins.

Formal escalation

What happens if ordinary collection does not secure payment

General collections are separate from formal legal, enforcement and insolvency-related action. We review any proposed escalation for commercial viability and explain it clearly before you decide whether to proceed.

1

Letter Before Action

A formal pre-action demand may be recommended where the debt remains unpaid and escalation is justified.

View LBA guidance →
2

Statutory Demand

This may be considered for qualifying undisputed debts where the debtor and circumstances make the route appropriate.

View statutory demand guidance →
3

County Court Claim

Court proceedings may be recommended where the evidence, debt value and likely enforcement prospects support action.

View court claim guidance →
4

Enforcement

Where judgment exists and recovery prospects remain viable, an appropriate enforcement route may be considered.

View enforcement guidance →

Could formal escalation be funded?

Letters Before Action, Statutory Demands, County Court Claims and High Court Enforcement may be funded in qualifying matters. We assess funding case by case, and it is not automatic.

Before you approve formal action, we explain the proposed route, what any funding includes, applicable deductions or charges, likely commercial risks and any costs that may remain payable.

Assessment We consider the debt, evidence, debtor position, proportionality and likely recovery prospects.
Recommendation You receive a reasoned recommendation rather than automatic escalation.
Cost explanation Any proposed funding, court fee, third-party charge or success-related deduction is explained before approval.
Client approval No formal legal, enforcement or insolvency-related action is commenced without your authority.
We will tell you when escalation does not make commercial sense.

If the evidence, debtor position or recovery prospects do not support further action, we will say so rather than recommend unnecessary cost or activity.

Additional recoveries

Can you add interest, compensation or recovery costs?

Depending on the contract and circumstances, you may be able to claim interest, fixed compensation or certain recovery costs on a qualifying B2B debt.

Interest Contractual or statutory interest may apply to qualifying overdue commercial debts.
Compensation Fixed compensation may be available where the relevant late-payment rules apply.
Recovery costs Certain additional costs may be recoverable where legally permitted and commercially appropriate.

We check these additional amounts during the assessment

The ability to claim additional sums depends on matters including the contractual terms, the nature of the transaction, the parties involved and the recovery route used.

We identify potential additions during the assessment and explain what may reasonably be pursued. This page provides general information and is not legal advice.

Check interest and compensation →
Before recovery starts

What we confirm before you authorise action

The assessment gives you the key information needed to decide whether and how to proceed.

  • Whether the debt appears suitable and commercially viable to pursue
  • The recommended initial recovery strategy
  • The commission applicable to successful general collections
  • The likely stages and expected progression of the matter
  • Whether formal escalation may become appropriate
  • Whether funded escalation may be available
  • Any material third-party, court or enforcement costs requiring approval
  • How progress and weekly case updates will be communicated
Pricing questions

Your pricing questions answered

These answers explain the main differences between the free assessment, general collection activity and formal escalation.

Is the initial debt assessment free?
Yes. We review the information supplied to consider recovery viability, debtor position and the likely route before confirming whether we can assist.
What does genuine no win, no fee mean?
For general collection activity, the agreed recovery commission is payable from money successfully recovered. If no money is recovered through that activity, the recovery commission is not payable.
Are there setup or administration fees?
No setup or routine administration fee is charged simply to open the case or conduct ordinary telephone and written collection activity.
Why is there no standard commission rate on the page?
Debt value, age, evidence, dispute position, debtor status and likely route can materially change the work and risk involved. The applicable rate is therefore confirmed after the free assessment and before action begins.
Does no win, no fee include court and enforcement action?
General collection activity and formal escalation are treated separately. Some escalation may be funded on qualifying cases, but this is assessed individually and all relevant terms or costs are explained before approval.
Can action start without my approval?
General recovery activity proceeds under the agreed instruction. Formal legal, enforcement or insolvency-related action is not commenced without client approval.
Recovery guidance

Understand the routes that could affect cost and recovery

Use these guides and decision pages to compare your options before deciding how to proceed.

Find out what it would cost to recover your debt

Send us the debt details and supporting documents for a free assessment. We will review viability, explain the proposed route and confirm the applicable pricing before recovery activity begins.

Request a Free Debt Assessment Call 0330 043 6152 Ask Us a Question
B2B debts only. Submitting information for assessment does not authorise court, enforcement or insolvency-related action.