Sectors We Cover
Recover overdue B2B invoices from customers who have not paid. We help UK businesses across construction, recruitment, logistics, technology, professional services, hire, property, wholesale and other sectors pursue payment quickly and professionally.
Free initial assessment · Genuine no win, no fee · UK B2B debts only
Straightforward recovery for unpaid invoices across UK sectors
Most commercial debts are straightforward: the work was completed or goods were supplied, the invoice is overdue and payment has not arrived. We use sector knowledge to contact the right people, understand normal payment practices and apply the right level of pressure without overcomplicating the process.
Different payment cycles
Payment dates and approval processes vary by industry. We account for stage payments, monthly billing, recurring invoices, retentions, hire periods and agreed credit terms when planning recovery.
Different routes to the decision-maker
Payment may be delayed by accounts payable, a project manager, a branch office, a site team or a business owner. We identify where the invoice is held up and pursue the people who can authorise payment.
Different reasons for non-payment
Common causes include cash-flow pressure, slow internal approval, missed payment runs, broken promises, poor account administration or deliberate delay. Where a genuine query exists, we deal with it proportionately.
Different commercial relationships
An ongoing customer relationship may require firm but measured contact. A long-overdue one-off invoice or repeated broken promises may justify faster escalation.
Find commercial debt recovery guidance for your industry
Search or filter the directory below. Each sector page explains the types of overdue invoices we recover, common payment delays and how we pursue payment while protecting your commercial position.
Construction Companies
Unpaid applications, stage payments, variations, final accounts and retentions.
Recruitment Agencies
Permanent placement fees, temporary staffing invoices and retained-search balances.
Manufacturers
Unpaid manufacturing invoices, wholesale balances and payment for supplied goods.
Logistics & Haulage
Unpaid haulage invoices, freight charges, courier debts and storage fees.
Engineering Companies
Project payments, fabrication charges, maintenance fees and technical consultancy debts.
Electrical Contractors
Installation invoices, stage payments, variations, testing fees and retentions.
Mechanical Contractors
HVAC contract payments, installation fees, maintenance invoices and retentions.
Commercial Cleaning
Recurring cleaning invoices, contract fees, specialist cleans and multi-site arrears.
Facilities Management
FM invoices, building maintenance fees and hard or soft service payments.
Marketing Agencies
Agency fees, website projects, digital retainers and branding payments.
IT Support & MSPs
IT support invoices, monthly managed-service fees and implementation charges.
Software Companies
SaaS subscriptions, software licences, development invoices and project payments.
Plant Hire
Plant hire invoices, equipment charges, long-term rental debts and damage fees.
Tool Hire
Tool hire invoices, equipment rental charges and extended hire debts.
Vehicle Leasing
Lease payments, fleet arrears, commercial rentals and contract hire balances.
Business Consultants
Consultancy fees, professional invoices, advisory work and fixed-fee projects.
Packaging Companies
Packaging supply invoices, bespoke orders, trade credit and commercial supply debts.
Property Management
Service charges, management fees, block invoices and facilities charges.
Wholesale Businesses
Wholesale invoices, trade credit debts, supply invoices and customer arrears.
Agricultural Businesses
Farm supply invoices, livestock payments, machinery debts and agricultural trade credit.
Your Sector Is Not Listed?
We can assess commercial debts from any UK business sector, including specialist and niche industries that do not fit neatly into the categories above.
One clear recovery process, adapted to how your sector gets paid
Most instructions begin with the same issue: an invoice is overdue and ordinary reminders have not worked. We adapt the contact strategy, escalation pace and commercial tone to the way your sector operates.
Contract-led debts
Common in construction, engineering, consultancy, FM and technology projects.
- Confirm the overdue amount and due date
- Contact the correct commercial or accounts team
- Challenge delay and broken payment promises
- Escalate where ordinary reminders have failed
Supply-led debts
Common in manufacturing, wholesale, packaging and agriculture.
- Reconcile the unpaid invoices and account balance
- Pursue overdue trade-credit customers promptly
- Address credits or returns only where relevant
- Escalate before the debtor position worsens
Recurring-service debts
Common in recruitment, cleaning, IT support, software and property services.
- Confirm the unpaid billing periods
- Identify recurring arrears and missed payment runs
- Pursue the person who controls payment approval
- Prevent older invoices from continuing to age
Commercial debt recovery across different sectors
Clear answers for UK businesses deciding how to pursue unpaid B2B invoices.
Can you recover debts from sectors not listed on this page?
Yes. We recover unpaid B2B invoices across the UK, including specialist and niche sectors. Your industry does not need to be listed for you to submit a debt or request a free assessment.
Why does sector knowledge matter in commercial debt recovery?
Sector knowledge helps us understand normal payment cycles, identify the right decision-makers and choose the most effective tone and escalation route. It is useful even when the debt is a straightforward case of non-payment.
Do I need every document before submitting a debt?
No. You can submit the basic debtor and invoice details first. An invoice, statement or account history is often enough for an initial assessment, and we will tell you if anything else is needed.
Is the service only for business-to-business debts?
Yes. HK Commercial Debt Recovery focuses on UK commercial debts owed between businesses. Consumer debts are outside the scope of this service.
What happens after I submit a debt?
We review the debtor, amount, invoice age, payment history and any previous promises to pay. We then confirm whether the debt appears suitable and explain the next recovery step.
Is there a charge for the initial assessment?
No. The initial assessment is free and there is no obligation to proceed. Where a debt is accepted, the applicable fee basis and any potential third-party costs are explained before action is taken.
Ready to recover an unpaid commercial debt?
Submit the basic debtor and invoice details online. We will review the overdue balance, payment history and sector context, then confirm the most appropriate route to pursue payment.
Free initial assessment. No obligation to proceed.
HK Commercial Debt Recovery is a trading name of HK Credit Services Ltd, Company No. 17265874, registered in England and Wales.